As a last resort, the state’s home insurance company is revoking customers for unpaid claims, and new abortion guidelines have been announced in the wake of a new six-week abortion ban.
National insurance reduces customers
The Florida Insurance Guaranty Association says more than 20,000 unpaid claims have been sent to the association for payment and processing.
The majority of them were members of the state’s citizen insurance, which is the state’s last resort.
Diamond Cortez’s Lakeland home was damaged and she filed a claim with her insurance company at the time, United Property & Casualty Insurance. She received a letter informing her that it would not be renewed because the company was leaving the state.
Fortunately, she was then able to sign up for National Insurance.
“They approved me when no one else did. They knew the situation and it was a year ago,” Cortez said.
A year later, she received another shocking letter.
“They sent me saying I had damages, and now they have acknowledged that I have acknowledged the damages, and now they are canceling me with the same damages. . So it didn’t make sense,” she said.
Even her insurance agent, Steve Gensolin, couldn’t understand it.
“On many levels, the law is in place to protect people in certain situations, so we knew something like that shouldn’t have happened,” Gensolin said.
Referring to Florida Statute 627.4133, which became law after the 2023 legislative session, Gensolin said:
(e)1. A licensed insurance company may not cancel or non-renew a personal residential or commercial residential real estate insurance policy covering residential or residential property located in the following states:
A. If your home or residential property is damaged as a result of hurricane or wind loss, 90 days after the home or residential property is repaired…
Gensolin then took the issue to state Rep. Anna Eskamani.
“You are still waiting for a response from FIGA and you should be able to maintain your citizen insurance due to the impact of Hurricanes Ian and Nicole,” she said.
Citizens Insurance representative Christine Ashburn issued a statement in response to the customer defection.
“At the time the insurance policies were issued, there was no way to know which insurance policies might contain undisclosed FIGA claims, and Ordinance 627.4133 was not part of Florida law at the time. If an exception is made in such cases, policies with existing damage will be set not to be renewed, so proof of repairs should be requested and collected from the policyholder before renewing the policy in the following year. I can.”
After citizens learned of this type of situation, they called the insurance company’s team and asked the agent whose policy was not renewed because the damage had not been repaired to report that the damage was ongoing. He said he was instructing them to review their insurance policies to determine whether they are eligible for FIGA claims.
To date, we have identified 454 policies that require additional underwriting to determine whether the policy is eligible for renewal.
Health officials post clarification on questions about abortion following six-week ban
Health officials issued an emergency rule listing exceptions to Florida’s six-week abortion ban.
The ban came into effect on Wednesday, with an explanation released on Thursday.
The new rules clarify what abortion is.
For example, if a woman’s waters break prematurely, efforts to induce labor are not defined as an abortion if the fetus does not survive.
Student Brittany Perry, who is studying to become a doctor, said she was worried about the new bans and exceptions.
“I think this definitely gives us pause. We’ll have data on that in the next few months from the latest survey that the AAMC did of medical students,” she said. I did.
But Liberty Counsel founder Matt Staver said he was pleased with the new exception for people seeking early abortions.
“There are a number of exceptions to this law. And the regulations address some of the exceptions regarding pregnancy, certain types of tumors, and other issues that may be part of pregnancy.” “It is not considered an abortion,” he said. And that’s what was confirmed by regulations recently issued by the Agency for Health Care Administration. ”
Staver believes the six-week law is fair.
“Six weeks is certainly a reasonable time for a heartbeat to be detectable,” he says.
