The general enrollment period for Affordable Care Act health insurance began in early November, but it’s still in effect for a few more weeks, so there’s still time to make plans and get coverage.
With your thoughts focused on the holiday season, you could be forgiven for missing out on the fact that the annual open enrollment period for ACA health insurance, known to many as “Obamacare,” begins in early November. This gave everyone a two-and-a-half month period to buy health insurance or change their existing plan. Outside of this period, you can only obtain or change ACA coverage after a qualifying life event.
Using data collected in 2023 and early 2024, the Department of Health and Human Services found in March: Over 45 million people insured Via ACA. About half of Americans I still get news coverage through my job.which still represents a significant portion of the U.S. population, and ACA enrollment rates are at an all-time high. If you’re interested in getting involved as well, read on for all the details you need to know.
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When is the Affordable Care Act of 2024 enrollment period?
The current open enrollment period begins November 1, 2024 and runs through January 15, 2025. During this period, anyone eligible for ACA coverage can enroll in a new plan or change their current plan.
Those who register by December 18, 2024 will have coverage effective January 1, 2025. If you take any action before the end of the registration period, your coverage will begin on February 1, 2025.
Who can buy Affordable Care Act health insurance?
healthcare.gov lists three requirements for people to qualify for health insurance through the Marketplace. First, you must currently reside in the United States and: IRS tax residency standards. Second, you must be a U.S. citizen, a U.S. citizen, or a non-citizen legally present in the United States. Finally, no one should be currently incarcerated.
If you currently have Medicare insurance, please note that you cannot also sign up for a Marketplace health or dental insurance plan.
How do I enroll in Affordable Care Act health insurance?
If you have a qualifying life event during this open enrollment period or any other time of the year, you can visit the official ACA Online Marketplace website to create an account and begin the process. Click here for this official page healthcare.gov has a drop-down menu where you can select your state or region of residence.
some states and Washington DCoperates its own marketplace, healthcare.gov I’ll guide you there. States that have their own sites are: California, colorado, connecticut, georgia, idaho, kentucky, maine, maryland, Massachusetts, minnesota, nevada, new jersey, new mexico, new york, pennsylvania, rhode island, vermont state, virginia and washington. If you live in another state or territory, you can create an account and register directly. healthcare.gov.
Beyond that point, healthcare.gov We’ll provide you with more resources to help you prepare for registration. including checklist We’ll help you find the materials you need and a list of steps to estimate your current income. There are no income limits for ACA insurance, but people with lower incomes may be eligible for cheaper coverage.
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