Greensboro, North Carolina — You are here in the United States. If you travel anywhere in the United States, Health insurance We will accompany you in case you need emergency treatment.
However, if you go abroad, to an island country, to a neighboring country to the north, to Europe, etc., there is a 99% chance that health insurance will not cover it.
“I want to see what the company will cover and how they will handle it if they are abroad. If your health insurance doesn’t include international coverage, you really need travel insurance,” says Louise. Mr Norris says , Health Policy Analyst health insurance.org.
Like regular health insurance, travel medical insurance varies in coverage and payouts. There are three main questions you should ask.
Will the traffic police cover pre-existing diseases?
“These policies are really designed to cover emergencies only, but if a pre-existing condition suddenly reappears, how does travel insurance deal with it?” said Norris.
What is evacuation and transportation coverage?
“If you plan to travel far from populated areas, you need to make sure your policy includes ways to get you to the right medical facility, and that the cost of that is also covered by your plan. ‘ said Norris.
Does travel insurance cover your trips and activities?
I know you’re thinking, “I’m traveling, so why isn’t everything I’m doing on vacation covered?” However, not all vacation activities are covered by all policies.
“Make sure the activities you plan to do are covered. If you’re just laying on the beach, you’ll have different needs if you’re planning a jungle zip line or scuba diving.” says Norris.
Travel medical insurance requires hundreds of dollars to be paid. Also, don’t forget to ask what your policy’s maximum benefit or total payout will be.
