‘The disconnect between actual health care and the insurance model is widening’

“Insurance is the reason health care costs in the U.S. are so high.”

David Goldhill, Washington Post

“Trying to force a square peg of insurance into a hole of medical needs has created a very inefficient business,” says David Goldhill. Although our health insurance model is “designed for emergencies,” the CDC estimates that “90% of America’s health care spending goes toward chronic diseases and mental health conditions.” It’s “no longer an unexpected need, but an insurable risk,” he added. “It ended up being one of the biggest needs we anticipated,” and “the anticipated needs are not covered by insurance.”